L'Observatoire du Crédit et de l'Endettement(ASBL)

BE 0452.320.403

Financial data from L'Observatoire du Crédit et de l'Endettement

	2023		2022		2021		2020
Profit/Loss Section 9904: Profit/Loss of the financial year (after taxes on result) (+/-)	€ 40.092	-40%	€ 66.872	3%	€ 65.035	97%	€ 33.077
Equity Section 10/15: Equity consists of capital, capital reserves and earnings that remain within the company. These are fully owned by the company and are at its disposal to cover its risks. The better the ratio between equity and debts, the more solvent a company is. A positive equity ratio is important. A negative equity ratio (because of accumulated losses) is a severe warning sign that the continuity of the company may be threatened.	€ 455.676	10%	€ 415.584	19%	€ 348.712	23%	€ 283.627
Gross margin Section 9900: Gross margin or added value is net sales minus the direct costs of the goods sold. In other words: sales invoices minus purchase invoices (70/74 – 60/61). A negative gross margin is a warning sign especially when occurring over several years. It may indicate that the company has insufficient means to cover internal costs like salaries, etc.	€ 736.499	9%	€ 677.593	11%	€ 610.021	15%	€ 532.187
Employees Section 9087: Average number of staff in full time equivalents	8,7	9%	8	-4%	8,3	0%	8,3

Publications in the Belgian Official Journal from L'Observatoire du Crédit et de l'Endettement

	Date	Publication
	23-09-2024	Resignations, Appointments (FR)
	12-04-2024	Resignations, Appointments (FR)
	03-08-2023	Resignations, Appointments - Articles of Association (Translation, Coordination, Other Modifications, …) (FR)
	28-03-2023	Resignations, Appointments (FR)
	29-07-2022	Resignations, Appointments (FR)

Frequently asked questions

What is the enterprise number of L'Observatoire du Crédit et de l'Endettement?

The enterprise number of L'Observatoire du Crédit et de l'Endettement is BE0452320403.

When was L'Observatoire du Crédit et de l'Endettement founded?

L'Observatoire du Crédit et de l'Endettement was founded on 31-03-1994.

What is the address of L'Observatoire du Crédit et de l'Endettement?

The current registered office of L'Observatoire du Crédit et de l'Endettement is located at Place du Perron 38, 6030 Charleroi.

When was the last time L'Observatoire du Crédit et de l'Endettement filed their annual financial statements?

The most recent financial statements of L'Observatoire du Crédit et de l'Endettement were filed on 01-07-2024. You can view them here.

How many employees does L'Observatoire du Crédit et de l'Endettement have?

There are 8,7 FTEs working at L'Observatoire du Crédit et de l'Endettement according to the staff figures in the most recent financial statements.

What is the annual turnover of L'Observatoire du Crédit et de l'Endettement?

At the time of its most recent financial statements, L'Observatoire du Crédit et de l'Endettement did not publish any turnover figures. L'Observatoire du Crédit et de l'Endettement reported a gross margin of €736,499.81.